- Preheat oven to 350°F / 180°C. 
- Small dice apples. 
- In a mixing bowl, combine diced apples, monkfruit erythritol sweetener, water, cornstarch, cinnamon, allspice and salt. 
- In another mixing bowl, make the crumble by combining rolled oats, almond flour, coconut oil, cinnamon and monkfruit erythritol sweetener. 
- Transfer apple mixture to two lightly greased ramekins. Top with crumble mixture. 
- Bake for 30-40 minutes or until the crumble is golden and apples are tender. 
- Serve warm with vanilla ice cream or natural Greek yogurt.